I may crack a nut with a sledgehammer but me and my girlfriend have different accounts for different purposes and currencies. Since our main bank doesn't allow us to use a sub account mutuality by issuing a second ATM card we use multiple cards/accounts depending on country and purposes.

I would love to simplify this but is currently not a realistic option. That why I started to put all payments (recorded money transfers / debits) in an excel spreadsheet what tells us who owns whom how much in regard of e.g. cost of flat, daily expenses etc. It is somehow similar to the spreadsheet available for download on Money Under 30 but bit more complex (with e.g. uneven shared expenses)

Now I reached a point where too much data got accumulated, so I would like to know if this app suits our needs?

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I did some researched on the web and found a plenty of free (open source) accounting software and shared expensed smartphone apps. The apps are too simple and mainly don’t allow importing data. So I need something in between. So far I found the following apps:

  1. BillPin — Splitting bills made easy
  2. Debtster
  3. expensure.com
  4. IOU - Intelligent Money Management
  5. IOU - your personal debt manager
  6. My finances
  7. Settle Up
  8. Splitwise
  9. Tricount
  10. WeSplit.it - Share Bills and Expenses

Since they don’t satisfy my need I read through some comparison website. These sites explain already a lot but nothing about shared expenses integrated in accounting application. They are:

  1. Capterra Finance Software Blog - Top Free Accounting Software Options/
  2. opensource.com - 3 open source personal finance tools for Linux
  3. techradar - The best free accounting software 2017

So I ended up with a plenty of software packages which are listed below. May someone else faced once the same challenge as me and uses one of them. That would save me a lot of time of evaluation.

  1. acasa - Splittable
  2. AdminSoft Accounts
  3. AFAS Personal Plus
  4. Apache OpenOffice
  5. Banana Accounting
  6. Buddi - Personal budget software for the rest of us
  7. Buxfer: Easy Online Money Management
  8. economizzer
  9. Expensify - Expense reports that don't suck!
  10. GnuCash
  11. HomeBank
  12. Invoice Expert
  13. KMyMoney
  14. Kittysplit: Easy splitting of group expenses
  15. LedgerSMB
  16. moneytrackin'
  17. Money Manager Ex
  18. NCH Express Invoice
  19. osFinancials Accounting Software
  20. QuickFile
  21. Skrooge
  22. SlickPie
  23. TurboCASH
  24. VT Cash Book
  25. Wave Accounting
  26. webzash
  27. xTuple PostBooks
  28. ZipBooks

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take number 23 - TurbOCASH.

Its not about solving your immediate probelm - its about becomming finacially litereate fro life. TurboCASH scales fro a home user to a $10 Million business. The others don't. So it isa bit harder in the beginning because you have to follow real accounting rules.

It will be worth it in the end. Take our $40 per year option TurboCASH 5 Subscription.

The other solutions will cost you more - much much more.

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